Embedded payments

Payments

The money, on the same bill as everything else.

Aerandil Payments takes the money inside the system that knows the stay. A card is held at check-in and captured at check-out for what the folio says; a deposit lands on the booking when it is paid; a no-show fee is assessed by the night audit and collected off-session; a refund or a chargeback is a recorded leg on the payment it concerns. Each property settles to its own merchant account, with the platform's fee taken at capture. Nothing is keyed twice and nothing is reconciled by hand.

  • Card rail
  • Card on file
  • Deposits
  • Disputes
  • Charge to key
  • Watchtower
Capabilities05 / 05

Card rail

Authorise on a folio at check-in, capture at check-out for the balance the folio shows, void or refund — with the processor's risk verdict recorded before any card is held.

Card on file

The card number never reaches Aerandil: a processor-hosted field tokenises it, the token is held against the guest, and forgetting a card detaches it at the processor first.

Deposits and payment requests

Deposit policy as data; the booking's own account; a pay-by-link page the house sends and the rail mints, so a guest pays a deposit without the desk taking a card over the phone.

No-show and cancellation money

The night audit assesses the fee; the rail collects it off-session against the card the guest left, and an issuer's demand for the cardholder is recorded as a state, not written off.

Refunds and disputes

A refund is its own leg against the payment it reverses. A chargeback arrives on the webhook, lands on the payment it contests with its deadline, and its evidence is assembled from the stay.

Merchant accounts

Each property its own account at the processor, verified on the processor's hosted form; its card payments settle to it as the merchant of record, with the platform's fee taken at capture.

Charge to key

The room key as the folio's payment token: a guest taps their key at any outlet and the charge posts straight to their folio — one gesture, one staff confirmation, governed end to end.

Watchtower

The fraud network, coming with the rail: every hotel on Aerandil Payments contributes confirmed outcomes as one-way fingerprints, and every hotel's risk read asks the network before a card is held — no names, no cards, no records cross a tenant, and no hotel learns which other hotel saw a signal. Built when two operators share signals.

On the kernel

Every movement of money is a governed action on the folio — authorised, captured, refunded and disputed through the same contract as a room charge, with the processor's verdicts recorded as events.

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The rest of the family

Forward deployed

Put Payments to work.

Aerandil is in private development. The next milestone is working with design partners who operate complex, multi-system hospitality businesses.

Design partner channel coming soon.